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Rates

Savings Rates

We all have financial goals. And nothing says, “Hey, I’m saving money” like a savings account. Best of all, our savings rates are some of the best around.

Investments

Service Balance to Earn Dividends Term APY* APR*
Term Share Certificates & IRAs $500 - $49,999.99 6 Months 0.350% 0.350%
    12 Months 0.60% 0.60%
    24 Months 1.00% 1.00%
    36 Months 1.50% 1.49%
    48 Months 1.55% 1.54%
    60 Months 1.95% 1.93%
Term Share Certificates & IRAs $50,000.00 - $99,999.99 6 Months 0.40% 0.40%
    12 Months 0.65%

0.65%

    24 Months 1.05% 1.04%
    36 Months 1.55% 1.54%
    48 Months 1.60% 1.59%
    60 Months 2.00% 1.98%
Term Share Certificates & IRAs $100,000.00 and up 6 Months 0.45% 0.45%
    12 Months 0.70% 0.70%
    24 Months 1.10% 1.09%
    36 Months 1.60% 1.59%
    48 Months 1.65% 1.64%
    60 Months 2.05% 2.03%

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Savings

Service Minimum to Open Balance To Earn Dividends APY* Dividend Rate*
Regular Share Savings $5 $100-$4,999.99 0.05% 0.05%
    $5,000-$24,999.99 0.10% 0.10%
    $25,000+ 0.15% 0.15%
WILD Savings $5 $5 - $4,999.99 0.05% 0.05%
    $5,000.00-$24,999.99 0.10% 0.10%
    $25,000.00+ 0.15% 0.15%
Life Savings $25 $100 0.05% 0.05%
Roth Money Fund IRA $25 N/A 0.45% 0.45%
Education IRA $25 N/A 0.45% 0.45%
IRA Savings $50 N/A 0.15% 0.15%
Christmas Club $25 $100 0.15% 0.15%
Money Market** N/A $100-$999.99 0.05% 0.05%
    $1000+ 0.10% 0.10%
Money Market Plus*** $2,500 $0.01-$2,499.99 0.05% 0.05%
    $2,500.00-$4,999.99 0.20% 0.20%
    $5,000.00-$9,999.99 0.15% 0.25%
    $10,000.00-$24,999.99 0.30% 0.30%
    $25,000.00-$49,999.99 0.35% 0.35%
    $50,000.00-$99,999.99 0.40% 0.40%
    $100,000.00+ 0.45 0.45%

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Checking

Service Minimum to Open Balance To Earn Dividends APY* Dividend Rate*
Market Reward Checking $5,000 $.01-$4,999.99 0.05% 0.05%
    $5,000.00-$9,999.99 0.10% 0.10%
    $10,000.00-$24,999.99 0.15% 0.15%
    $25,000.00-$49,999.99 0.30% 0.30%
    $50,000.00+ 0.35% 0.35%
Member's Advantage Checking $500 $100 0.05% 0.05%
Personal Choice Checking N/A $100 0.05% 0.05%
Simply Free Checking $25 Non-Dividend N/A N/A

* APY=Annual Percentage Yield. APR=Annual Percentage Rate. Early withdrawal from a term share certificate will result in a dividend penalty.

** If the Money Market balance falls below $1,000, the dividends earned will equal those of the Member's Advantage Checking. This account is no longer available for opening. Disclosed rates are for existing Money Market accounts only.

*** A $25 fee will be assessed if the balance in the Money Market Plus account falls below $2,500.

All rates and terms are subject to approval and are subject to change without prior notice.

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