Savings Rates
We all have financial goals. And nothing says, “Hey, I’m saving money” like
a savings account. Best of all, our savings rates are some of the best
around.
Investments
| Service |
Balance to Earn Dividends |
Term |
APY* |
APR* |
| Term Share Certificates & IRAs |
$500 - $49,999.99 |
6 Months |
0.90% |
0.90% |
| |
|
12 Months |
0.95% |
0.95% |
| |
|
24 Months |
1.35% |
1.34% |
| |
|
36 Months |
1.75% |
1.74% |
| |
|
48 Months |
2.05% |
2.03% |
| |
|
60 Months |
2.35% |
2.33% |
| Term Share Certificates & IRAs |
$50,000.00 - $99,999.99 |
6 Months |
0.95% |
0.95% |
| |
|
12 Months |
1.00% |
1.00%
|
| |
|
24 Months |
1.40% |
1.39% |
| |
|
36 Months |
1.80% |
1.79% |
| |
|
48 Months |
2.10% |
2.08% |
| |
|
60 Months |
2.40% |
2.37% |
| Term Share Certificates & IRAs |
$100,000.00 and up |
6 Months |
1.00% |
1.00% |
| |
|
12 Months |
1.05% |
1.05% |
| |
|
24 Months |
1.45% |
1.44% |
| |
|
36 Months |
1.85% |
1.83% |
| |
|
48 Months |
2.15% |
2.13% |
| |
|
60 Months |
2.45% |
2.42% |
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Savings
| Service |
Minimum to Open |
Balance To Earn Dividends |
APY* |
Dividend Rate* |
| Regular Share Savings |
$5 |
$100-$4,999.99 |
0.30% |
0.30% |
| |
|
$5,000-$24,999.99 |
0.35% |
0.35% |
| |
|
$25,000+ |
040% |
040% |
| Scottie Savers |
$5 |
$5 - $4,999.99 |
0.30% |
0.30% |
| |
|
$5,000.00-$24,999.99 |
0.35% |
0.35% |
| |
|
$25,000.00+ |
0.40% |
0.40% |
| Life Savings |
$25 |
$100 |
0.10% |
0.10% |
| Roth Money Fund IRA |
$25 |
N/A |
1.00% |
1.00% |
| Education IRA |
$25 |
N/A |
1.00% |
1.00% |
| IRA Savings |
$50 |
N/A |
0.40% |
0.40% |
| Christmas Club |
$25 |
$100 |
0.40% |
0.40% |
| Money Market** |
N/A |
$100-$999.99 |
0.05% |
0.05% |
| |
|
$1000+ |
0.20% |
0.20% |
| Money Market Plus*** |
$2,500 |
$0.01-$2,499.99 |
0.10% |
0.10% |
| |
|
$2,500.00-$4,999.99 |
0.50% |
0.50% |
| |
|
$5,000.00-$9,999.99 |
0.60% |
0.60% |
| |
|
$10,000.00-$24,999.99 |
0.75% |
0.75% |
| |
|
$25,000.00-$49,999.99 |
0.85% |
0.85% |
| |
|
$50,000.00-$99,999.99 |
0.95% |
0.95% |
| |
|
$100,000.00+ |
1.00% |
1.00% |
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Checking
| Service |
Minimum to Open
|
Balance To Earn
Dividends |
APY* |
Dividend Rate*
|
| Market Reward Checking |
$5,000 |
$.01-$4,999.99 |
0.10% |
0.10% |
| |
|
$5,000.00-$9,999.99
|
0.25% |
0.25% |
| |
|
$10,000.00-$24,999.99 |
0.50% |
0.50% |
| |
|
$25,000.00-$49,999.99
|
0.65% |
0.65% |
| |
|
$50,000.00+ |
0.75% |
0.75% |
| Member's Advantage Checking
|
$500 |
$100 |
0.05% |
0.05% |
| Personal Choice
Checking |
N/A |
$100 |
0.05% |
0.05% |
| Simply Free
Checking |
$25 |
Non-Dividend
|
N/A |
N/A |
* APY=Annual Percentage Yield. APR=Annual Percentage Rate. Early withdrawal from a term share certificate will result in a dividend penalty.
** If the Money Market balance falls below $1,000, the dividends earned will equal those of the Member's Advantage Checking. This account is no longer available for opening. Disclosed rates are for existing Money Market accounts only.
*** A $25 fee will be assessed if the balance in the Money Market Plus account
falls below $2,500.
All rates and terms are subject to approval and are subject
to change without prior notice.
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