MemberSource Credit Union offers several valuable loan products that can help save your money and more importantly, help give you peace of mind. Whether you're looking to protect your investment or insure your loan, we have several essential loan products available.
Credit Life Insurance and Credit Disability Insurance
Protecting your loan payments against unexpected and covered life events or disability could help protect more than just your finances. It could help lighten the emotional burden of the people you care about. Insure your loan payments today so you may worry a little less about tomorrow. Credit Life & Credit Disability Insurance may make your loan payments when you can't. Signing up is totally voluntary, it won't affect your loan approval, and the cost for coverage is added to your loan each month. When you apply for a loan with MemberSource, ask a representative about protecting your loan.*
Submitting a Claim
If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim. To begin, please fill out a claim form. If you prefer, call 800.621.6323 to begin the process and a TruStage claims specialist will guide you through the process.
TruStage is the marketing name for the TruStage Financial Group, Inc. its subsidiaries and affiliates. ©TruStage
Auto Insurance
With discounts for credit union membership, the Trustage Auto & Home Insurance Program could save you money. Working with big name companies we've carefully selected, you can expect top-notch service and solid value. It's easy to get a quote and make the switch - even if you're already covered with another company, you won't lose a penny. Isn't it time for car insurance the credit union way?
GAP Coverage
Don't let a wrecked vehicle wreck your finances. Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan. It can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out-of-pocket expenses if your vehicle is totaled. Details vary based on your agreement. Ask your loan representative for information.
As a MemberSource member, you can sign up for GAP anytime. The best time is when you're signing your loan paperwork. You can include it with your monthly payments or pay separately in full. Ask a representative for more information.
Vehicle Service Agreements - Is Your Ride CU Certified?
MemberSource has partnered with CU Certified to offer our members options when it comes to Vehicle Service Contracts. Cover your vehicle and eliminate the cost of future repairs. Think how much you can save!
CU Certified Vehicle Service Contract
CU Certified provides Best in Class automobile mechanical breakdown coverage. CU Certified pays for the replacement of covered part(s) and the labor for install. We like to call it the "Real $0 Deductible Contract". National acceptance, trip interruption, wrap coverage, and 24-hour roadside assistance are some of the ancillary benefits of coverage.
CU Certified Road Hazard Tire & Wheel
Protects members against the rough road ahead as an available surcharge to the CU Certified vehicle service contract. This enhancement covers the member for up to $1000 per incident with a $4000 coverage aggregate claims limit on the tires and/or wheels with a $0 deductible. Potholes, nails, broken glass, and road debris no longer need to be a costly out of pocket repair for MSCU members.
CU Certified Powersports
Best in class powersports mechanical breakdown coverage for the member. CU Certified pays for the replacement of covered part(s) and the labor to install the failed covered part(s) on powersports units. ATVs, UTVs, personal watercraft, motorcycles, and snowmobiles - we have you covered.
When you finance with MemberSource, ask about adding these valuable options to your loan. For more information or to sign up, click on Contact Us below.
*Your purchase of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly IA), is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992. DCL-3709613.1-0821-0923
