No Hassle Holiday Loan 2024

Need a little extra cash to make the holidays magical? Come to the Source! We are rewarding our members for doing business with us with this special No Hassle Holiday Loan.

(Please read the qualifications section below. Other loan types are available if you don't meet this criteria.)

$1000 loan
12 month term
17.872% APR*
No credit check
Available November 1st through December 31st
Finance document fee: $40.00

New this year: If you had a No Hassle Holiday Loan in 2023 and maintained a good payment history, you can take advantage of a higher loan amount this year.

$1200 loan
12 month term
17.874% APR*
No credit check
Available November 1st through December 31st
Finance document fee: $50.00

QUALIFICATIONS:

Must be an existing member with a checking account and minimum $500 in monthly direct deposit for the last six months, or have a current Term Share Certificate (CD) or Money Market account to qualify for no credit check.

If you don't meet the qualifications above for the No Hassle Holiday Loan, we can still help you! MemberSource CU has other alternatives such as a standard personal loan, credit card or line of credit loans with regular underwriting guidelines. Apply now.

*APR is Annual Percentage Rate and subject to change without notice. Other rates and terms available depending on credit worthiness. Payment example: $1000 at 17.872% for 12 months is $91.62/mo. Member must be current on all existing loans to be eligible. Member may not have more than one No Hassle Holiday Loan at a time. If a balance remains on a previous loan, it will need to be paid off by member's funds or proceeds from the new loan. Finance document fee will be taken automatically from loan proceeds, so no cash is required up front. Applications may be completed beginning October 29th, but loans will not be funded until November 1st. See credit union representative for details.